Thursday, November 15, 2012

Own Funds Manage RM 10,000.00 if got

Hi as I wish to start this post as I saw in the pass results from ASW 2020, can declared 6.3% to 7.0% for the pass 4 years from 2008 to 2012 to their units holders then why not we manage our-self funds to gain more.

But I got think before, maybe they got the expertise and funds then it really truth but if we not greedy enough, we can do too what they have.

So , we here just need to follow and monitor on our-self and set our target for the returns. If the investment can give 5% to 10% returns I think that's good enough as the current FD rate also stay at 3.0% p.a

Okay I will start my monitoring on the top 5 shares that ASW 2020 invested in as:

  1. Malayan Banking Bhd
  2. Sime Darby Bhd
  3. Petronas Gas Bhd
  4. CIMB Group Holdings Bhd
  5. Digi.Com Bhd
  6. Public Bank Bhd
as I added no 6 in because it worth to invest in as my opinion.

Closing prices for the shares on 14/11/2012 (Base) and pass 1 months high and low

  1. Malayan Banking Bhd           - RM 9.05......RM 9.28 / RM 8.98 
  2. Sime Darby Bhd                    - RM 9.62......RM 9.83 / RM 9.55
  3. Petronas Gas Bhd                 - RM 19.28....RM 20.26 / RM 19.12
  4. CIMB Group Holdings Bhd   - RM 7.65......RM 7.77 / RM 7.53
  5. Digi.Com Bhd                        - RM 4.84......RM 5.57 / RM 4.78
  6. Public Bank Bhd                    - RM 15.46....RM 16.02 / RM 14.52
Assume we buy 100 units each on the above shares it will cost around RM 6,590 excluding the commission and etc for easy calculation. So the balance RM 3,410 funds for averaging the shares if the prices go lower.

For the returns we budgeted for 5% increase from the purchase price as follow:

  1. Malayan Banking Bhd           - RM 9.50........RM 9.28 / RM 8.98 
  2. Sime Darby Bhd                    - RM 10.10......RM 9.83 / RM 9.55
  3. Petronas Gas Bhd                 - RM 20.24......RM 20.26 / RM 19.12
  4. CIMB Group Holdings Bhd   - RM 8.03.........RM 7.77 / RM 7.53
  5. Digi.Com Bhd                        - RM 5.08.........RM 5.57 / RM 4.78
  6. Public Bank Bhd                    - RM 16.23.......RM 16.02 / RM 14.52
As above budget the chance we can gain 5% on Petronas & Digi within the month if it follow the market trend.

So we can learn that we cannot put all eggs into one basket, right or try to diversify your investment to get more returns but we need to take into the accounts that high risk may not every time give high returns at the ends.

As it seem all shares were around the low of the month except for Public, it the right time to buy in when Friday market open low again as the composite point at 1,631.68 drop by 5.91 during Wednesday 14/11/2012. Will update when I got the time again.

Happy investing if you just started to invest.

Welcoming back to this blog on updates 23/11/2012 and pass 1 month high and low on the spotted shares prices.

  1. Malayan Banking Bhd           - RM 9.00......RM   9.20 / RM   8.98 
  2. Sime Darby Bhd                    - RM 9.55......RM   9.83 / RM   9.47
  3. Petronas Gas Bhd                 - RM 18.90....RM 20.26 / RM 18.78
  4. CIMB Group Holdings Bhd   - RM 7.69......RM    7.77 / RM   7.56
  5. Digi.Com Bhd                        - RM 4.64......RM    5.56 / RM   4.63
  6. Public Bank Bhd                    - RM 15.40....RM 16.02 / RM 14.98
From last week, it seem Digi price drop about 4% and I suggested to average the price from RM 4.84 to RM 4.74 by purchase another 100 units for the averaging. Digi price drops about RM 0.20 maybe due the EPF disposal around 13 mil shares in Digi alone for the pass one week. 

Our position now cost RM 7,054.00, but market funds value RM 6,982.00 means got an un-realiased loss RM 72.00. Hope we can get a better position as next week is the last month for the year and maybe got a lot of window dressing price for the closing too, but we might think off some people also taking long holidays for the coming holidays too, X'mas and new year 2013.

As the brokerage charges under TA Securities about RM 40.00 or 0.7% per transaction, therefore for cost below RM 500.00 we need to budget around 25-30% increase in the pricing for a gain the the share where as RM 1,000.00 around 15-20%, therefore when the share cost higher, the percentage of profit we can expected be lower as we wish to out of the market as soon as possible when we make the profit. But I got some transactions under Hong Leong Securities under e-broking the charges much lower when I double confirm it when I got the documents with me.

As pass 2 weeks monitor, it seem hard for us to gain within the month if you do less homework on the share market. Therefore, please get more updates frequently and on current news also.

Happy investing.

Welcoming back to this blog on updates 30/11/2012 and pass 1 month high and low on the spotted shares prices.

  1. Malayan Banking Bhd          - RM   9.05......RM 9.17 / RM 8.98
  2. Sime Darby Bhd                  - RM   8.97......RM 9.81 / RM 8.94
  3. Petronas Gas Bhd                - RM 18.40....RM 20.26 / RM 17.08
  4. CIMB Group Holdings Bhd - RM   7.47......RM 7.77 / RM 7.45
  5. Digi.Com Bhd                      - RM   4.83......RM 5.37 / RM 4.51
  6. Public Bank Bhd                  - RM 15.52....RM 15.96 / RM 15.02
From base week, it seem Sime and Petronas prices drop about 6% and 4% respectively and I suggested to average the price from RM 9.62 to RM 9.30 and RM 19.28 to RM 18.84 by purchase another 100 units each for the averaging. Sime price drops about RM 0.60 maybe due the EPF disposal around 9 mil shares in Sime alone for the pass one week.


Our position now cost RM 9,791.00, but market funds value RM 9,644.00 means got an un-realiased loss RM 147.00. Hope we can get a better position by next week as our fund already limit up to RM 10,000.00, if the market keep dropping we only can sit and see on the market, that why we don't play with loan or margin funds as they will call for margin top up when the market keep dropping.

Happy investing.

Welcoming back to this blog on updates 11/12/2012 and pass 1 month high and low on the spotted shares prices.


  1. Malayan Banking Bhd          - RM 9.07......RM   9.17 / RM 8.98
  2. Sime Darby Bhd                  - RM 9.07......RM   9.76 / RM 8.93
  3. Petronas Gas Bhd                - RM 18.30....RM 19.50 / RM 17.08
  4. CIMB Group Holdings Bhd - RM 7.61......RM   7.75 / RM 7.44
  5. Digi.Com Bhd                     - RM  4.88......RM   4.90 / RM 4.51
  6. Public Bank Bhd                 - RM 15.82.....RM 15.80 / RM 15.02
Welcoming back to this blog on updates 21/12/2012 and pass 1 month high and low on the spotted shares prices.


  1. Malayan Banking Bhd           - RM    9.04......RM 9.17 / RM 8.98
  2. Sime Darby Bhd                   - RM   9.35......RM 9.55 / RM 8.93
  3. Petronas Gas Bhd                - RM 19.10....RM 19.32 / RM 17.08
  4. CIMB Group Holdings Bhd - RM   7.63......RM 7.68 / RM 7.44
  5. Digi.Com Bhd                      - RM   5.21......RM 5.36 / RM 4.51
  6. Public Bank Bhd                  - RM 16.02.....RM 16.10 / RM 15.34
From average price, it seem Digi and Public prices increase about 10% and 4% respectively and I suggested to dispose digi price at RM 5.21 since the EPF still disposing around 2.3 mil shares in digi alone for the pass one week. Then when the prices coming down again we can buy back as now we can lock in our profit 1st.

Our position now cost RM 8,843, but market funds value RM 8,959 means got an un-realiased profit RM 116 and realised profit RM 94 from disposing Digi (Buy on 14/11/12 & 23/11/12 & Dispose 22/12/12) Gain RM 94 with Cost RM 948 about 10% returned within 2 months. Now we got RM 1,251 cash in hand for next target prices.

Happy investing.

Welcoming back to this blog on updates 28/12/2012 and pass 1 month high and low on the spotted shares prices.


  1. Malayan Banking Bhd          - RM   9.08......RM 9.16 / RM 8.98
  2. Sime Darby Bhd                   - RM   9.49......RM 9.60 / RM 8.93
  3. Petronas Gas Bhd                - RM 19.56....RM 20.50 / RM 17.96
  4. CIMB Group Holdings Bhd - RM   7.67......RM 7.71 / RM 7.44
  5. Digi.Com Bhd                     - RM   5.29......RM 5.36 / RM 4.80
  6. Public Bank Bhd                 - RM 16.30.....RM 16.42 / RM 15.42
From average price, it seem shares price increase positively and we suggested to wait and see after the end 2012 on the support for the new year 2013. Then when the prices coming down again we can buy.

Our position now cost RM 8,843, but market funds value RM 9,115 means got an un-realiased profit RM 272 . Now we got RM 1,251 cash in hand for next target prices.









Happy investing.





















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